Terms of Service - Nortilus

Last Updated: April 2, 2025

1. Introduction

Welcome to Nortilus Analytics ("we," "our," or "us"). By accessing or using our website, services, applications, or products (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms").

2. Disclaimer - Not Financial Advice

The information, analysis, research, and content provided through our Services are for informational and educational purposes only and should not be construed as financial, investment, or trading advice. Nothing contained in our Services constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any securities or other financial instruments in any jurisdiction. We are not a registered investment advisor, and nothing we provide should be considered personalized investment advice. You should consult with a qualified financial advisor before making any investment decisions. Past performance does not guarantee future results, and all investments carry risk of loss.

3. Account Registration

To access certain features of our Services, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

You are responsible for safeguarding your account credentials and for any activity under your account. You agree to notify us immediately of any unauthorized access to or use of your account.

4. Subscription Services

4.1. Subscription Tiers: We offer various subscription tiers with different features and limitations. The specific features included in your subscription will depend on the tier you select.

4.2. Billing: By subscribing to our paid Services, you agree to pay all fees associated with your subscription plan. We use Stripe as our payment processor, and all payment information is subject to Stripe's privacy policy and terms of service.

4.3. Cancellation: You may cancel your subscription at any time through your account settings or by contacting our support team. Upon cancellation, you will continue to have access to the paid features until the end of your current billing period.

5. Data and Analytics Services

5.1. Market Data: Our Services provide market intelligence, financial modeling, and analytics for cyclical investments including shipping, offshore energy, and commodity sectors. All data is provided "as is" without warranty of any kind.

5.2. Research Reports: We provide research reports, earnings analysis, and market outlooks. These materials are proprietary and confidential, and may not be redistributed without our explicit written consent.

5.3. Data Accuracy: While we strive to provide accurate and up-to-date information, we do not warrant the accuracy, completeness, or timeliness of any data or analysis provided through our Services.

6. Acceptable Use

You agree not to use our Services for any purpose that is unlawful or prohibited by these Terms. You may not:

Use our Services in any manner that could damage, disable, overburden, or impair our servers or networks
Attempt to gain unauthorized access to any part of the Services
Use any robot, scraper, or other automated device to access the Services
Use the Services for any commercial purpose unless explicitly permitted
Redistribute, republish, or resell any proprietary research, data, or analytics without written permission

7. Intellectual Property

The Services and all content, features, and functionality thereof are owned by us, our licensors, or other providers and are protected by copyright, trademark, and other intellectual property laws.

8. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Services.

9. Changes to Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will notify you via email or by posting a notice on our website prior to the changes becoming effective.

10. Termination

We may terminate or suspend your account and access to the Services at our sole discretion, without prior notice or liability, for any reason, including without limitation if you breach these Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Norway, without regard to its conflict of law provisions.

12. Contact Information

For any questions about these Terms, please contact us at support@nortilus.com.